Terms of Service

1. Acceptance of Terms

By accessing and using the Vulcan Insurance Group website and services, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

Vulcan Insurance Group provides insurance brokerage services, including but not limited to personal and commercial insurance quotes, policy management, claims assistance, and insurance consultation services. Our services are available through our website, phone, and in-person consultations.

3. User Responsibilities

You are responsible for providing accurate and complete information when requesting quotes or services. You must maintain the confidentiality of any account information and passwords. You agree to notify us immediately of any unauthorized use of your account.

4. Insurance Quotes and Applications

All quotes provided are estimates based on the information you provide and are subject to change. Final premiums and coverage terms are determined by the insurance carrier upon application review. We do not guarantee the availability of any specific coverage or premium rate.

5. Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy, which also governs your use of our services, to understand our practices regarding the collection and use of your personal information.

6. Limitation of Liability

Vulcan Insurance Group shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of our services.

7. Indemnification

You agree to defend, indemnify, and hold harmless Vulcan Insurance Group and its affiliates from and against any claims, damages, obligations, losses, liabilities, costs, or debt arising from your use of our services.

8. Modifications to Terms

We reserve the right to modify these terms at any time. We will notify users of any material changes by posting the new terms on this page. Your continued use of our services after such modifications constitutes acceptance of the updated terms.

9. Governing Law

These terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions.

10. Contact Information

If you have any questions about these Terms of Service, please contact us at: